Housing
exploratoryInsurers don't look at the building
Health insurers price age, tobacco and rating area. Building quality is in no model, and the law is only half the reason.
- Key findings
- UnitedHealth spent 1.2 billion dollars on housing and never asked about the building
- The cost side has been priced four times
- The law explains half the gap
- What the evidence does not measure
- Implications
- Methodology
Plus 4 key data points, each with its source.
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